Our Work

Agricultural Loan (Group)

"Enhancing Group synergy"

Description:

• A loan targeting farmers in groups of 5-30 members.
• Loan size of up to Shs. 3 Million per member.
• Loan payable within 12 months.
• A grace period of 2 months.

Benefits:

• Enjoy Group solidarity.
• Sizeable loan amount of up to 3 Million.
• Enjoy a grace period of 2 months.
• Flexible repayment period.
• Less interest burden with our reducing balance method.

Agricultural Loan (Individual)

"Promoting sustainable household incomes"

Description:

• This loan targets individual farmers aged 18-70 years
• Proven engagement in a legal small or medium scale farming enterprise for at least 12 months.
• Loan amounts of up to Shs. 13.5Million.
• 2 months grace period.
• Loan period of up to 12 months.

Benefits:

• Increased Agricultural enterprise productivity.
• Larger loan amounts.
• Grace period of 2 months.
• Less interest burden with our reducing balance method.
• Flexible repayment period.

"Drive yourself to success"

Description:

• This loan is offered to individuals for the purpose of acquiring motorcycles for business.
• The client contributes a minimum of Shs. 1million or 17% of the loan amount applied for.
• Loan amount up to Shs. 10million available.
• The repayment period is up to 24 months.
• Repayment frequency is monthly, bi-monthly or weekly.
• One client can acquire more than one motorcycle as long as they have the capacity to manage loan installments.

Benefits:

• No security required.
• Larger loan amount.
• Flexible repayment frequency. (Pay as you earn)
• Less interest burden with our reducing balance method.
• Insurance coverage for your motorcycle.
• Clients can acquire more than one motorcycle at the same time.

"Live your dream now"

Description:

• A loan that can be accessed by individuals to acquire assets.
• Loan amounts of up to Shs. 20Million (first-time borrowers) or Shs. 50Million (for repeat clients).
• The loan is payable within 24 months.
• 40% minimum contribution towards the total cost of the asset (in CASH or Kind).

Benefits:

• Acquire an asset of your dream a lot easier.
• Long repayment period of up to 24 months.
• Larger loan amounts of up to Shs. 50Million.
• Affordable repayment installments with our reducing balance method.
• Flexible repayment frequency.

"Freedom at its best"

Description:

• A credit facility that is disbursed to a Savings Group as a lump sum rather than to individuals in a group.
• Loan amount is up to Shs.6million.
• The Loan is payable monthly for a period of up to 11 months.

Benefits:

• Members have the freedom to manage their Group loan.
• Bigger, bulk loan amounts.
• Flexible repayment period.
• Freedom to manage Group affairs.

Less interest burden with our reducing balance method.

"Your health is our priority"

Description:

• This loan is designed to promote household and institutional water, sanitation and health standards.
• It targets group and individual borrowers.
• Loan amount is up to 10million.
• Loan tenure is up to 24months.
• The client is required to pay a minimum of 30% contribution in cash or in kind.

Benefits:

• Improved sanitation and health standards at household and institutional level.
• Flexible loan repayment terms.
• Longer repayment period of up to 24 months.
• Less interest burden with our reducing balance method.

"Prepare your child for a brighter future"

Description:

• A loan that aims to fund school fees payment.
• Loan size of up to Shs. 5m.
• Repayment period of up to 12 months.
• Loan disbursement is made directly to the school/educational institution.
• The Loan can be accessed alongside another running loan.

Benefits:

• A brighter future for your child.
• It can be accessed as a parallel loan. I.e. you can get it while still servicing another one.
• Flexible repayment period.
• 100% cover of school fees.